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HB537 will also make the Illinois lending industry one of the most transparent in the country, by allowing regulators to collect and analyze detailed lending data on both payday and installment loans.
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Using these additional data sources, the Bureau in April and May 2017 published two research reports on how online payday lenders use access to consumers' bank accounts to collect loan payments and on consumer usage and default patterns on short-term vehicle title loans.
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'" The World employee said the company had had no choice because Sutton didn't hold up her end of their agreement, Sutton recalled, and then the employee made an offer: If Sutton's available wages in her account hadn't covered her total debt to World after 30 days, the company would unfreeze her account and allow her to start a new payment plan.