Taos Cash Advance Payday Loan
This is documented in the Demographic Sheet on the chart, cash advance payday loan in New Mexico.
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The absence of lender underwriting enabled by the two defining characteristics of a covered longer-term loan mean that there is often little or no relationship between the payments under a loan and the financial capacity of the particular consumer who takes the loan.
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These loans generally have interest rates well below 36 percent but have origination fees that cause smaller loans to have a total cost of credit above 36 percent.
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