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You should also be aware that if you give money to an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) if things go wrong.
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Hispanic borrowers were over-represented in two of the three states; however, these borrowers were underrepresented in Texas, the State with the highest proportion of Hispanic residents in the study.
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Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service.
Payday loans are also good but you need to research all the companies and their terms and conditions to be able to make a wise choice.