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Also, managed accounts can involve significant work and overhead burden in order to administer them properly.
There are some clearer qualifications for student loans to be discharged in bankruptcy coming, and I believe more people will choose that route and be successful (many multiples of how many try and qualify now).
Update: I recently interviewed Andrew Weber for Debtbytes.
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Consequently, we recommend an Indirect Access approach, in which the Bank of England would still create and hold the digital currency, but all payment and customer services would be operated through
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