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The lender then decides whether the loan should be granted.
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The SBA does not make loans directly, but it guarantees loan made through banks, credit unions and other lenders to businesses that meet its requirements.
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The FTC also noted that an injury is “sufficiently substantial” if it consists of a small amount of harm to a large number of individuals or if it raises a significant risk of harm.
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In North Carolina, current law has a maximum interest rate of 30 percent on certain installment loans, but only on the first $1,000 of the loan balance.
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The statement “Notice of borrowing limits on this loan and future loans,” using that phrase.
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